Products

NBT-SAF-T – Интелигентна платформа за автоматизирано SAF-T отчитане и регулаторно съответствие.

NBT-SAF-T е enterprise софтуерна платформа за автоматизирано генериране, валидиране и управление на SAF-T отчети, разработена специално за нуждите на банки и кредитни институции. Решението адресира нарастващите регулаторни изисквания и оперативния риск, свързан с данъчното и счетоводно отчитане към НАП, чрез централизиран, одитируем и напълно контролиран процес.

Платформата се интегрира с core banking системи, главна книга и банкови Data Warehouse среди, без необходимост от промяна на съществуващата счетоводна логика. Всички трансформации на данните са формализирани, документирани и подлежащи на одит, което осигурява пълна проследимост от подадените данни до подадения SAF-T файл.

NBT-SAF-T въвежда вградени механизми за предварителен контрол и валидиране, които минимизират риска от некоректни данни, несъответствия и последващи регулаторни корекции. Решението е проектирано да отчита банковите специфики – агрегирано счетоводство, сложни данъчни режими и разделение между оперативни и отчетни данни – като същевременно поддържа пълно съответствие със SAF-T спецификацията.

От стратегическа гледна точка, NBT-SAF-T не е просто инструмент за подаване на отчети, а компонент от цялостната рамка за вътрешен контрол, управление на регулаторния риск и одитна готовност. Платформата създава основа за бъдещи разширения и адаптация към засиления дигитален надзор и еволюцията на SAF-T изискванията.

NBT-SAF-T позволява на банката да превърне SAF-T отчетността от регулаторно задължение в устойчив, предвидим и управляем процес. 

NBT-BNBREPO is a complex solution of NBT SA for banks in Bulgaria in the formation of regulatory reporting required by the Central Bank. The module structure of the NBT-BNBREPO is:

• Nonstandard part - involves processes of separation from the entire information flow of the bank of the necessary data to compile reports to the Central Bank. It is unique for each bank.
• Analyzing part - the accummulated data are being processed, formated, checked out for mistakes and discrepancies.
• Standard part - the preparation of reports. The necessary parameters and settings/mappings are maintained, connections between the articles of the reports are defined as well as ones between different reports. All the necessary papers and files for Central Bank and the bank itself are created.

NBT-ANACREDIT is a module containing detailed analytical information on bank lending in the euro area, harmonised across all Member States.

NBT is a pioneer in credit risk management and regulatory reporting as its specialists have extensive knowledge of credit risk management in general and credit risk in particular in the context of regulatory reporting, including credit registers.

Our experience and in-depth knowledge in automating reporting on various banking regulations helps us in building the complete solution - NBT-ANACREDIT.

The NBT-ANACREDIT module has significant synergies with other modules, ensuring compliance with other regulatory reporting requirements (FINREP/COREP) and other related requirements (IFRS9)

System for generation and validation of XBRL file format required by BNB from the following reports:

• Liability Data Report (LDR)
• Critical Functions Report (CFR)
• Financial Markets Infrastructure Report (FMIR)
• Minimum Requirement for own funds and eligible liabilities (MREL)
• Commission Implementing Regulation (CFR)
• Single Resolution Fund (SRF)

For this purpose, NBT Excel templates have been created in accordance with the European Central Bank standard, which can be quickly and easily completed.

NBT-BISERA system plays the role of а two-way interface between the system operator and banking system of client by automating the processing of payment messages (BISERA and RINGS) exchanged between the bank and the national settlement operator . Core business processes covered are sending outgoing messages, receiving of incoming messages and functions to serve the bank's electronic channels. The solution covers the processing of payment documents in leva. The aim is to reduce the workload of staff in the office, more flexible and easy organization of work and reduce the cost for processing of payment messages.

NBT-PROCUST is an information system consisting of a set of software tools and services designed to perform the necessary actions for calculation, modeling and evaluation of the profitability of the customers of the bank, its financial products and directions of their offering. Through its information products, as well as its consulting services, NBT Ltd supports its partners in the task of understanding what causes the attraction and retention of their clients, the mutual influence of different products offered, to manage various channels of service, to model its business. The founded relations can fundamentally alter the thinking of the marketing department or management of the organization as a whole.

NBT-STATEMENTS is a system for management of the daily statements and advices for operations of the bank customer accounts, including encryption and e-mailing.